Jessica Jarvis

An ordinary power of attorney allows one or more person, known as your attorney, to make financial decisions on your behalf. It’s only valid while you still have the mental capacity to make your own decisions. You may want to set one up if, for example:

• you need someone to act for you for a temporary period, such an when you’re on holiday or in hospital
• you’re finding it harder to get out and about to the bank or post office, or you want someone to be able to access your account for you
• you want someone to act for you while you’re able to supervise their actions.

You can limit the power you give your attorney so that they can only deal with certain assets, for example, your bank account but not your home.

An ordinary power of attorney is only valid while you have the mental capacity to make your own decisions. If you want someone to be able to act on your behalf if there comes a time when you don’t have the mental capacity to make your own decisions you should consider setting up a lasting power of attorney.